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Motor Vehicle Accident Compensation in New York

If you are injured in a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit for compensation. Your attorney can advise you on whether your injuries are in line with the criteria for this.

Insurance companies are skilled in denying the extent of your losses. Insurance companies may offer settlements that aren't enough to cover your losses.

Damages

If you've been injured in a motor vehicle accident and suffered injuries, you could be entitled to compensation. These damages are meant to pay for your losses and expenses, like medical bills, lost wages, and property damage. Additionally, you can receive compensation for suffering and pain. This type of compensation is more subjective and can be difficult to quantify. However, a skilled tort lawyer can help you receive the most compensation for your injuries.

If, for example, you sustain an injury that causes a permanent impairment of your arm or your leg the compensation could include future costs associated with the impairment. This could include physical therapy, surgeries, equipment, or prosthetics. In addition, a long-term loss of a limb, or a major disfigurement could lead to an entire lifetime of emotional trauma and diminished enjoyment of life. This is known as mental anguish.

Non-economic damages are more intangible, and insurers often try to minimize these kinds of harms. Morgan & Morgan's experienced tort lawyers can make sure that you receive the entire value of your general damages.

Medical bills

When you are injured in a motor vehicle crash, medical bills can pile up quickly. The bills may seem overwhelming and difficult to manage, especially if you attempt to recover from your injuries.

There are many ways in which victims of car accidents can get help paying their medical expenses. In New York, every driver must have Personal Injury Protection (PIP) coverage, which will cover the victim's medical bills after an accident. PIP will also cover loss of income for up to 90 days in the event that an accident victim is not able to work.

Medicare and health insurance could also cover medical expenses in addition to PIP. The only catch is that the patient has to be able to prove the costs are related to the accident by providing doctor's bills and receipts.

Some hospitals and doctors will allow an accident victim make a payment agreement in exchange for a lien against the victim's personal injury settlement or verdict. These liens are typically known as medical liens or hospital liens. If you fail to settle these debts within a reasonable amount of time the debts could be transferred to collection. Victims can also seek compensation for the cost of mileage related to getting to and from medical appointments by tracking and keeping their mileage receipts.

Lost wages

Missing work due to an accident in a motor vehicle could put you in an extremely difficult financial situation. The loss of a few weeks' pay or even a whole month can be a huge loss for Americans who live pay check to paycheck. Fortunately, victims of car accidents are often able to recover lost wages through car accident lawsuits.

In most cases, lost wages are determined by calculating the amount of time an injured individual could have been able to work if not for their injury. This can include missed shifts, overtime and any work performed in hospital. In order to prove lost income, a request has to be made for proof from the plaintiff's employer. This could be in the form of letters that prove the duration of their time away from work, and their hourly rate or salary. Pay stubs and copies of the injured person's last tax return could be included as additional documentation.

It is crucial to submit the demand form as soon as you can after a car crash. This will enable the person who was injured to get the most benefit from their claim. In  motor vehicle accident attorney richmond  of the incident may be more compelling when it is made available as quickly as possible.

Pain and suffering

It is difficult to quantify the physical and emotional trauma that result from a car crash. It is essential to seek compensation in your accident case for these losses.

They are referred to as non-economic damage. These damages include pain and suffering as well as loss of enjoyment in life, PTSD, and more. These costs are difficult to quantify since it may take some time to understand the full impact of your injury.

Your lawyer will employ one of two methods to calculate your pain and suffering damages. The multiplier method is the most popular. It involves adding up all of your economic losses, including past and future medical expenses, lost income due to your accident and property damage, then multiplying them by a number that ranges between 1.5 to 5 to calculate your total economic damages. The higher the number is, the more serious your injuries are deemed to be.

Per diem is an alternative method to quantify suffering and pain. Your lawyer can request that the jury determine a dollar amount per day you continue to suffer. This can be particularly helpful for victims of accidents who work outside the home or who have to care for children while recovering from their injuries.